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XLM (Stellar) Fees

📖 Understanding XLM (Stellar) Fees in the Bitcoin.com Wallet App

Support Team avatar
Written by Support Team
Updated over a week ago

XLM (Stellar Lumens) is known for its fast, low-cost transactions, making it a popular choice for sending and receiving crypto. This article explains how XLM fees work and what to expect when using the Bitcoin.com Wallet app.


📑 Table of Contents


1. What is XLM (Stellar)?

XLM is the native asset of the Stellar blockchain, designed for fast, low-cost payments and asset transfers. Stellar aims to bridge traditional financial institutions with decentralized blockchain technology.


2. Why XLM Has Fees

Fees on the Stellar network serve two main purposes:

  • Prevent spam: A small fee deters network abuse.

  • Support the network: Validators are rewarded to keep the system secure and operational.


3. Types of XLM Fees

Fee Type

Description

Base Fee

Charged for each operation in a transaction (e.g., send)

Account Reserve

Minimum balance required to keep an account active

Trustline Reserve

Additional reserve required when adding tokens


4. XLM Fee Amounts in the Bitcoin.com Wallet

Here’s what you can typically expect when using the Bitcoin.com Wallet app for XLM:

Action

Estimated Fee

Sending XLM

~0.00001 XLM

Creating a New XLM Account

Requires 1 XLM minimum

Adding a Trustline

+0.5 XLM per asset

💡 Note: The base transaction fee (0.00001 XLM) is far less than $0.01, making XLM one of the most economical cryptocurrencies to use.


5. Why You Might See a Fee Even for Small Transactions

XLM uses a minimum balance system. Each account must hold at least 1 XLM to be active. If your balance is too low, you may not be able to send funds until it’s topped up, and you could see an 'insufficient funds' error message.


6. How to Check or Adjust Fees

In the Bitcoin.com Wallet app:

  1. Open your XLM wallet.

  2. Tap Send and enter the recipient and amount.

  3. The app will display the estimated fee before you confirm the transaction.

  4. Fees are fixed and typically cannot be manually adjusted on the Stellar network.


7. Conclusion

Using XLM with the Bitcoin.com Wallet app is extremely cost-effective thanks to Stellar’s ultra-low fees. Just be aware of the minimum balance and trustline requirements as mentioned in the article above.


8. 🙋 Need Help?

In-App Assistance:

  1. Open the Bitcoin.com Wallet app.

  2. Tap “More” (located in the lower right corner of the screen).

  3. Tap “Help & Support.”

  4. Select “Speak with a support agent.”

  5. Click the chat icon to connect with a live support agent.

Email Support:

You can also reach out via email at [email protected]. Our team is available 24/7 to assist you.

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